What is a Mortgage
Mortgage refinance is when an individual takes out a new and or second loan to take the place of one already in existence. When refinancing a mortgage, a new mortgage loan is issued literally replacing the old one. More often than not people refinance because the have an opportunity to get a reduced interest rate on the mortgage principal balance. People also refinance to consolidate two or more existing loans and also hopefully reduce the interest rate.
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- What is a Mortgage