If you have bad credit we can find lenders that make so issue of it. They offer great rates for home loan refinancing regardless of credit! Refinancing your existing mortgage can help to lower your monthly payments, shorten the term of your mortgage, or get cash back for any reason.

Sometimes it makes sense to refinance, but it is not always the best thing for everyone. The decision to refinance is rarely based solely on interest rates. You have take into consideration things like how long you expect to be in the home, the amount of equity you have in the home, what the closing costs will be, will refinancing include the paying of points?  Refinancing generally takes between two to four weeks, depending on several things. Do you have a recent appraisal? Are you in an area that appraisers can get to easily? Are there plenty of comparables in your neighborhood?

Common Reasons Why to Refinance Your Home