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First Time Home Buyers

 

First time home buyers, we know selecting the right loan is a very important decision, a bad decision could cost you a lot of money now or down the road.  As a first time home buyer you have options, maybe your hurdle is limited funds for a down payment or poor or no credit.  There are loans available for first time home buyers.  Mortgage Calculators

 

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  • FHA Mortgage Loans - FHA helps lower income families and/or borrowers with less than perfect credit purchase housing.  FHA allows  to receive comparable interest rates to those with good credit.  Learn More

  • 80 20 Mortgage are 2 loans which equal 100% of the purchase price. The first mortgage is 80% and the second mortgage is the remaining 20% of the purchase price.  80 20 Mortgage Loans allows you to finance 100% of the purchase price and avoid costly PMI. Learn More about 80 20 Loans.

  • Balloon Mortgages are short term mortgages which are available with as little as 5% down and have a term of 5 to 7 years. Learn More

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