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Easy Refinance

 

In addition to the obvious reason of saving money, you might want to refinance for other reasons. For instance, you might want to speed up equity accrual in the home more quickly (by converting to a loan with a shorter term) in order to have that money available down the road for a specific purpose such as education, business, travel, home improvement or remodeling and more.

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You may find an ARM with a lower interest rate, or with appealing features such as payment caps that are lacking in your current loan.  If you can save 2 or 3 percentage points converting to an ARM may well be worth your while.

 

 

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