An MTA mortgage is a mortgage loan based upon the MTA index or the 12-Month Treasury Average index  which yields one of the lowest mortgage payments in the US.  The index is nearly as stable as the world's most stable index, COSI or the Cost of Savings Index.

MTA mortgage loans typically have the best margins which are fixed through the entire term.  Those with income which varies from month to month are great candidates for an MTA mortgage because they can pay less when or more each month depending on their situation.  This can result in some Principal and Interest being deferred (Negative Amortization) during the first 5 Years. Any payment that is below the interest only payment, you will defer that interest and the amount will be added to the Mortgage.  Compare rates today!

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