A Refi is a shortened term for a refinance.  A refi replaces an existing loan with a new home loan with either a lower rate or if the property has appreciated in value, to switch from one loan type to another, to eliminate PMI, or to possibly convert equity into needed cash.

A rule of thumb in deciding to refi, says if the rate is two points lower, but even one point can make a refi worthwhile.  Especially if you are interested in remodeling or making repairs to your home, a refi can free up cash to get things done.  In some cases you can even borrow up to 125% of the value of your home.  So if you are interested in reducing you interest rate, monthly payment, eliminating PMI, or getting cash out of the equity in your home through a refi loan, we can help find you great low rates today!

View Our Refi Calculator

Compare free no obligation refi quotes from multiple lenders.  We strive to find you the best refi rates available, even with less than perfect credit.  Request your competitive refi quotes today with no obligation!  If you live in California and are interested in a California Refi click here!