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Probably the most important factor when shopping for a mortgage
is the annual percentage rate (APR).
The APR is the "bottom line" and includes all the costs of
credit, such as interest, points, and other charges required as
a condition to the loan. Under the Truth-In-Lending Act, lenders
are required to disclose the APR to provide you with a uniform
and simple way of comparing loans and to prevent hidden finance
charges.
Mortgage
Calculator
Also
important is to compare multiple mortgage quotes when shopping
for a mortgage. When you have several offers in front of
you, you can see where the savings are and the benefits of each
lender. We provide multiple mortgage quotes at no cost or
obligation, allowing you to compare and save.
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